Having coverage for anything that may happen is a good idea. One of the most important jobs, protecting the US and doing so by enlisting in the marine or the army, has extensive coverage because of the dangers involved.
The Longshore Compensation Act handles 27,000 cases annually when it comes to maritime workers and various other classes of private industry employees that have been killed or disabled by employment injuries or occupational diseases. This is also why dba lawyers and dba attorneys exist.
Having a defense base act lawyer is necessary when it comes to workers compensation and getting what may be owed